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Small Business Software - Wave Financial

About Wave

Wave is small-business accounting software that combines bookkeeping, invoicing, payments, and payroll for freelancers and small teams. It helps users get a clear picture of finances and stay tax-ready year-round.

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Key Features

For small teams balancing cash flow and tax compliance, Wave’s core functions cover bookkeeping, invoicing, payments, and payroll. This setup supports real-world tasks—from tracking expenses to collecting payments—so you can close the books with confidence:

No sweat accounting

Track income and expenses, manage cash flow, and access reporting that’ll help you make smart business decisions.

Easy invoicing

Create beautiful, professional invoices and estimates in only a few clicks.

Secure online payments

Give customers the option to pay by credit card, bank transfer, or Apple Pay.

Painless payroll

Pay employees and contractors reliably and stay on top of compliance without the heavy legal overhead.

Summary

Best for freelancers, small business owners, and operations teams handling invoicing, cash flow, and payroll.

STARTER Plan

$0 / Monthly

  • Create unlimited estimates, invoices, bills, and bookkeeping records
  • Option to accept online payments
  • 2.9% + $0.60 per credit card transaction
  • 3.4% + $0.60 per Amex transaction
  • Invoice on-the-go with the mobile app
  • Manage cash flow and customers in one dashboard

Pro Plan

$19 USD/month / Monthly

  • Everything in Starter, plus...
  • Option to accept online payments at a discounted rate
  • 2.9% + $0* per credit card transaction
  • 3.4% + $0* per Amex transaction
  • Auto-import bank transactions
  • Auto-merge and categorize bank transactions
  • Digitally capture unlimited receipts and track expenses
  • Automate late payment reminders
  • And more!

Pro Plan

$190 USD/year / Annually

  • Everything in Starter, plus...
  • Option to accept online payments at a discounted rate
  • 2.9% + $0* per credit card transaction
  • 3.4% + $0* per Amex transaction
  • Auto-import bank transactions
  • Auto-merge and categorize bank transactions
  • Digitally capture unlimited receipts and track expenses
  • Automate late payment reminders
  • And more!

Wave Advisors

Starting at $149/month / Monthly

  • Hands-off bookkeeping with in-house experts
  • Includes Pro Plan features
  • A dedicated bookkeeper to keep your books accurate
  • Monthly financial statements prepared
  • Expert support for bookkeeping questions
  • Be ready for tax time with organized books
  • Onboarding when switching from other accounting software
  • Optional packages for one-on-one guidance from an accounting coach

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