- Starting price
- $15mo/user
- Pricing
- Free plan
- Website
- ramp.com
About Ramp
Ramp is a spend management platform that combines corporate cards, bill payments, and accounting in one system. It serves finance teams and growing organizations aiming to automate expenses, enforce controls, and accelerate financial close.
Key Features
It helps finance teams tackle messy spend workflows by bringing together card spend, supplier invoices, and bookkeeping in a single workflow:
Cards & Expenses
manage corporate cards, receipts, and expense coding with automated categorization and policy checks.
Procure-to-Pay
automate approvals and payments end-to-end, reducing back-and-forth and chasing approvals.
Accounting Automation
automatically code transactions, push data to your accounting system, and speed month-end close.
Banking & Integrations
real-time payments, integrated banking, and 200+ connected apps to plug into existing workflows.
Summary
Best for finance teams, accounting departments, and procurement/operations teams managing spend, invoicing, and reconciliation.
Pricing
View pricingPlans and prices as listed on ramp.com as of Sep 24, 2026.
Free
$0 / mo/user
- Corporate Card
- Unlimited cards
- Card issuing controls
- Complete expenses via SMS or Slack
- Create a custom travel policy
- Book flights, hotels, and car rentals
- Auto-receipt collection and matching
- Automated invoice extraction (OCR)
- Configurable approval workflows
- Automated fraud checks
- Pay bills by ACH, card, check, wire, and more
- Invoice creation (OCR)
- Automated customer follow-up and cash application
- Accept payments via ACH, card, and check
- Earn 4.63% in a Ramp Investment Account
- Earn 2% on cash in a FDIC-insured account
- No fees, minimum deposits, or transfer caps
- Basic accounting rules
- QuickBooks Online and Xero integrations
- Custom reports and insights via AI reporting
- Automated vendor tracking and contract extraction
- Price intelligence
Plus
$15 / mo/user
- All the features of Free
- AI-driven expense reviews and policy insights
- Auto-lock cards when compliance is unmet
- 24/7 phone support for travel bookings
- Auto-coded line items
- AI-driven approval recommendations
- Automated batch payments
- Payment release approvals
- Advanced intake and approval workflows
- AI-driven vendor compliance reviews
- Automated PO creation and tracking
- Share live reports and schedule exports
- Track budgets vs. actuals in real time
- Custom user roles
- Multi-entity visibility restrictions
Enterprise
Custom / Annual billing
- All the features of Plus
- Full customization options
- Workday, Oracle Fusion Cloud, and more integrations
- Locally funded reimbursements
- Pay card payments in local currency
- Local currency card issuing in 30+ countries
- Dedicated account and customer success manager
- Priority 24/7 global support
- Custom implementation scoping and roll out plan
- Integration setup and validation testing
- Employee training and change management
- Custom development
- ERP extensions and configurations
- Advanced org, role, and entity configuration
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