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About Ramp

Ramp is a spend management platform that combines corporate cards, bill payments, and accounting in one system. It serves finance teams and growing organizations aiming to automate expenses, enforce controls, and accelerate financial close.

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Key Features

It helps finance teams tackle messy spend workflows by bringing together card spend, supplier invoices, and bookkeeping in a single workflow:

Cards & Expenses

manage corporate cards, receipts, and expense coding with automated categorization and policy checks.

Procure-to-Pay

automate approvals and payments end-to-end, reducing back-and-forth and chasing approvals.

Accounting Automation

automatically code transactions, push data to your accounting system, and speed month-end close.

Banking & Integrations

real-time payments, integrated banking, and 200+ connected apps to plug into existing workflows.

Summary

Best for finance teams, accounting departments, and procurement/operations teams managing spend, invoicing, and reconciliation.

Free

$0 / mo/user

  • Corporate card
  • Unlimited cards
  • Card issuing controls
  • Expense policy enforcement
  • Answer policy questions over SMS
  • Travel bookings
  • Auto-receipt collection and matching
  • Basic approval policies
  • Invoice extraction (OCR)
  • Basic approval workflows
  • Pay bills by ACH, card, check, and more
  • Earn 2% in a FDIC-insured Ramp business account
  • Earn 3.71% in a Ramp investment account
  • No fees, minimum deposits, or transfer caps
  • Basic accounting rules
  • QuickBooks Online and Xero integrations
  • Compare vendor contract pricing
  • Vendor and spend tracking

Plus

$15 / mo/user

  • All features of Free
  • Auto-lock cards
  • Custom travel policies
  • Limit reimbursement spending
  • AI agents that enforce your policy for you
  • Advanced approval policies
  • Advanced approval routing
  • Automated batch payments
  • Payment release approvals
  • Three-way match with imported purchase orders
  • AI-assisted coding
  • Advanced accounting rules
  • NetSuite, Sage Intacct, and more integrations
  • Custom report builder
  • Budgeting
  • Price intelligence
  • Contract extraction
  • Automatic vendor tracking

Enterprise

Custom / Annual

  • All features of Plus
  • Direct and custom ERP integrations
  • Role customization
  • Custom development
  • Local currency cards
  • Local currency reimbursements

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