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About Ramp

Ramp is a spend management platform that combines corporate cards, bill payments, and accounting in one system. It serves finance teams and organizations seeking to automate expenses, enforce controls, and accelerate financial close.

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Key Features

Key capabilities that drive efficiency across spend, accounting, and compliance:

Corporate Cards

issue and manage company cards with built-in controls to prevent out-of-policy spending.

Expense Management

automate receipt capture, submission, and reimbursement to reduce manual data entry.

Accounting Automation

accelerate monthly close by syncing expenses with your general ledger and automating reconciliations.

Ramp Intelligence

AI-assisted insights and automation to detect anomalies and optimize spend.

Summary

For finance teams, the primary value lies in unifying card spending, bill payments, and accounting into a single workflow, with built-in controls and automation that reduce manual tasks and improve accuracy. The platform scales across startups and enterprises through direct integrations and configurable policies, delivering end-to-end visibility and faster month-end close.

Free

$0 / mo/user

  • Corporate card
  • Unlimited cards
  • Card issuing controls
  • Expense policy enforcement
  • Answer policy questions over SMS
  • Travel bookings
  • Auto-receipt collection and matching
  • Basic approval policies
  • Invoice extraction (OCR)
  • Basic approval workflows
  • Pay bills by ACH, card, check, and more
  • Earn 2% in a FDIC-insured Ramp business account
  • Earn 3.71% in a Ramp investment account
  • No fees, minimum deposits, or transfer caps
  • Basic accounting rules
  • QuickBooks Online and Xero integrations
  • Compare vendor contract pricing
  • Vendor and spend tracking

Plus

$15 / mo/user

  • All features of Free
  • Auto-lock cards
  • Custom travel policies
  • Limit reimbursement spending
  • AI agents that enforce your policy for you
  • Advanced approval policies
  • Advanced approval routing
  • Automated batch payments
  • Payment release approvals
  • Three-way match with imported purchase orders
  • AI-assisted coding
  • Advanced accounting rules
  • NetSuite, Sage Intacct, and more integrations
  • Custom report builder
  • Budgeting
  • Price intelligence
  • Contract extraction
  • Automatic vendor tracking

Enterprise

Custom / Annual

  • All features of Plus
  • Direct and custom ERP integrations
  • Role customization
  • Custom development
  • Local currency cards
  • Local currency reimbursements

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